{"id":30809,"date":"2025-09-03T12:06:13","date_gmt":"2025-09-03T05:06:13","guid":{"rendered":"https:\/\/dps.media\/techcombank-qr-pay-cach-rut-tien-bang-qr-bidv-vietcombank-vietinbank\/"},"modified":"2025-09-03T12:06:36","modified_gmt":"2025-09-03T05:06:36","slug":"techcombank-qr-pay-how-to-withdraw-money-by-qr-bidv-vietcombank-vietinbank","status":"publish","type":"post","link":"https:\/\/dps.media\/en\/techcombank-qr-pay-how-to-withdraw-money-by-qr-bidv-vietcombank-vietinbank\/","title":{"rendered":"Techcombank QR Pay & how to withdraw money using QR BIDV, Vietcombank, Vietinbank"},"content":{"rendered":"

Techcombank QR Pay helps users make payments quickly, safely, and conveniently via QR code.<\/strong> Statistics show that 75% of customers prefer cashless payments in 2023.<\/p>

Withdrawing money via QR at BIDV, Vietcombank, and Vietinbank is also becoming increasingly popular. The service offers convenient connectivity, saves time, and reduces the risk of theft. <\/p>

From the perspective of DPS.MEDIA<\/a>, this is a trend that helps SMEs enhance customer experience. Applying this solution optimizes costs and increases operational efficiency.
\"Overview<\/p>

Overview introduction to Techcombank QR Pay and its advantages in cashless payments<\/h2>

Overview of Techcombank QR Pay<\/h3>

Techcombank QR Pay<\/strong> is a QR code payment solution developed by Techcombank, enabling customers to make fast and convenient transactions without using cash. This tool supports payments at thousands of retail outlets, restaurants, and supermarkets nationwide. According to the State Bank of Vietnam's report (2023), the frequency of cashless payments via QR code increases by more than 40% each year, with Techcombank leading in service coverage.<\/p>

Outstanding advantages of using Techcombank QR Pay<\/h3>

\u2013 Thanh to\u00e1n d\u1ec5 d\u00e0ng ch\u1ec9 v\u1edbi smartphone c\u00f3 \u1ee9ng d\u1ee5ng Techcombank ho\u1eb7c c\u00e1c \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng li\u00ean k\u1ebft.
\n\u2013 Kh\u00f4ng c\u1ea7n ti\u1ec1n m\u1eb7t, gi\u1ea3m nguy c\u01a1 m\u1ea5t c\u1eafp v\u00e0 sai s\u00f3t khi giao d\u1ecbch.
\n\u2013 Ti\u1ebft ki\u1ec7m th\u1eddi gian, thao t\u00e1c thanh to\u00e1n ch\u1ec9 m\u1ea5t v\u00e0i gi\u00e2y.
\n\u2013 H\u1ed7 tr\u1ee3 \u0111a d\u1ea1ng c\u00e1c lo\u1ea1i th\u1ebb li\u00ean k\u1ebft, bao g\u1ed3m th\u1ebb t\u00edn d\u1ee5ng v\u00e0 th\u1ebb ghi n\u1ee3.
\n\u2013 B\u1ea3o m\u1eadt cao v\u1edbi c\u00f4ng ngh\u1ec7 m\u00e3 h\u00f3a v\u00e0 x\u00e1c th\u1ef1c giao d\u1ecbch qua OTP.<\/p>

Checklist for effective use of Techcombank QR Pay<\/h3>
    \n
  • Register for Techcombank QR Pay service on the app or directly at the counter<\/li>\n
  • Link your bank account with QR Pay<\/li>\n
  • Scan the QR code at the acceptance point to make a payment<\/li>\n
  • Confirm the transaction with OTP or biometrics on your phone<\/li>\n
  • Save the electronic receipt for easy expense management<\/li>\n<\/ul>
    \nTips:<\/strong> To avoid risks, never share personal information or OTP with anyone and only scan QR codes at reputable locations. If you notice any unusual signs, contact the bank immediately.<\/div>\n\n\n\n\n\n\n
    Convenience<\/th>\nDescription<\/th>\n<\/tr>\n<\/thead>\n
    Time saving<\/td>\nSpeed up the payment process, no need for cash or physical cards<\/td>\n<\/tr>\n
    High security<\/td>\nTransaction encryption and multi-factor authentication enhance security<\/td>\n<\/tr>\n
    Widely used<\/td>\nSupports payment at over 50,000 transaction points nationwide<\/td>\n<\/tr>\n<\/tbody>\n<\/table>

    Takeaway:<\/strong> Techcombank QR Pay offers a convenient and safe solution for cashless payments, in line with the digital transformation trend of modern society.<\/p>

    \"Detailed<\/p>

    Detailed instructions on how to use Techcombank QR Pay for fast and convenient payments<\/h2>

    How to activate and use Techcombank QR Pay<\/h3>

    To get started techcombank QR Pay<\/strong>, customers need to download the F@st i-bank or Techcombank Mobile app. The registration process takes about 5 minutes and requires identity verification with an ID card or citizen ID. After activation, you can scan QR codes at many acceptance points for quick transactions.Payment instructions:<\/strong>
    \n\u2013 M\u1edf \u1ee9ng d\u1ee5ng Techcombank v\u00e0 ch\u1ecdn t\u00ednh n\u0103ng QR Pay.- Qu\u00e9t m\u00e3 QR c\u1ee7a c\u1eeda h\u00e0ng ho\u1eb7c d\u1ecbch v\u1ee5.
    \n\u2013 X\u00e1c nh\u1eadn s\u1ed1 ti\u1ec1n v\u00e0 nh\u1eadp m\u00e3 PIN ho\u1eb7c v\u00e2n tay \u0111\u1ec3 ho\u00e0n t\u1ea5t.
    \n\u2013 Nh\u1eadn th\u00f4ng b\u00e1o giao d\u1ecbch th\u00e0nh c\u00f4ng ngay tr\u00ean \u0111i\u1ec7n tho\u1ea1i.<\/p>

    \nUsage tips:<\/strong> Always update to the latest version of the app to experience the newest security features and utilities.\n<\/div>

    Comparison of QR cash withdrawal utilities at BIDV, Vietcombank, Vietinbank<\/h3>

    Many major banks in Vietnam now also support cardless withdrawals via QR code, including BIDV, Vietcombank, and Vietinbank. Each bank has its own withdrawal methods and limits, suitable for different user needs.<\/p>\n\n\n\n\n\n\n
    Bank<\/th>\nMaximum withdrawal limit\/day<\/th>\nTransaction fee<\/th>\nRequest<\/th>\n<\/tr>\n<\/thead>\n
    BIDV,<\/td>\n10 million VND<\/td>\nFree<\/td>\nBIDV SmartBanking app<\/td>\n<\/tr>\n
    Vietcombank<\/td>\n5 million VND<\/td>\n0.02% per transaction<\/td>\nM\u00e3 QR r\u00fat ti\u1ec1n & app VCB Digibank<\/td>\n<\/tr>\n
    Vietinbank<\/td>\n7 million VND<\/td>\nFree<\/td>\nVietinBank iPay app<\/td>\n<\/tr>\n<\/tbody>\n<\/table>

    Checklist for safe use of Techcombank QR Pay<\/h3>

    \u2013 Ki\u1ec3m tra k\u1ef9 m\u00e3 QR tr\u01b0\u1edbc khi qu\u00e9t \u0111\u1ec3 tr\u00e1nh m\u00e3 gi\u1ea3 m\u1ea1o.
    \n\u2013 Ch\u1ec9 s\u1eed d\u1ee5ng wi-Fi ho\u1eb7c 4G an to\u00e0n, tr\u00e1nh public Wi-Fi kh\u00f4ng \u0111\u00e1ng tin.
    \n\u2013 Thi\u1ebft l\u1eadp t\u00ednh n\u0103ng x\u00e1c th\u1ef1c 2 l\u1edbp \u0111\u1ec3 t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt.
    \n\u2013 Theo d\u00f5i th\u00f4ng b\u00e1o ph\u00e1t sinh trong t\u00e0i kho\u1ea3n \u0111\u1ec3 ph\u00e1t hi\u1ec7n giao d\u1ecbch b\u1ea5t th\u01b0\u1eddng.<\/p>

    \nNote:<\/strong> According to the State Bank of Vietnam's report (2023), QR Pay payment methods grew by 35% last year, but there are still risks of QR code forgery if not careful.\n<\/div>

    Takeaway:<\/strong> Techcombank QR Pay provides a fast and convenient payment solution, but users need to stay alert to protect their accounts and avoid fraud risks.<\/p>

    \"Analysis<\/p>

    Analysis of the QR code cash withdrawal process at BIDV and important notes to know<\/h2>

    Withdrawal process by QR code<\/strong> at BIDV<\/h3>

    Withdrawing money via QR code at BIDV helps customers perform transactions quickly and conveniently at ATMs without a card. The process includes the following steps:<\/p>

    \u2013 M\u1edf \u1ee9ng d\u1ee5ng BIDV SmartBanking v\u00e0 ch\u1ecdn t\u00ednh n\u0103ng Cardless withdrawal<\/strong>.
    \n\u2013 Qu\u00e9t m\u00e3 QR hi\u1ec3n th\u1ecb tr\u00ean c\u00e2y ATM BIDV.
    \n\u2013 Nh\u1eadp s\u1ed1 ti\u1ec1n c\u1ea7n r\u00fat v\u00e0 x\u00e1c nh\u1eadn giao d\u1ecbch b\u1eb1ng m\u00e3 OTP.
    \n\u2013 Nh\u1eadn ti\u1ec1n m\u1eb7t tr\u1ef1c ti\u1ebfp t\u1ea1i c\u00e2y ATM.<\/p>

    According to the State Bank of Vietnam report (2023), over 25% of BIDV ATM withdrawals use QR codes, up 15% from the previous year, reflecting the growing trend of cashless technology adoption.<\/p>

    Important notes when withdrawing cash by QR code at BIDV<\/h3>

    Although convenient, QR code transactions also carry some risks to be aware of:<\/p>

    \u2013 \u0110\u1ea3m b\u1ea3o \u1ee9ng d\u1ee5ng ch\u00ednh ch\u1ee7, tr\u00e1nh d\u00f9ng app gi\u1ea3 m\u1ea1o \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u00e0i kho\u1ea3n.
    \n\u2013 Ki\u1ec3m tra s\u1ed1 ti\u1ec1n v\u00e0 th\u00f4ng tin tr\u01b0\u1edbc khi x\u00e1c nh\u1eadn giao d\u1ecbch.
    \n\u2013 Kh\u00f4ng chia s\u1ebb m\u00e3 QR hay m\u00e3 OTP v\u1edbi ng\u01b0\u1eddi kh\u00e1c.
    \n\u2013 C\u1eadp nh\u1eadt th\u01b0\u1eddng xuy\u00ean \u1ee9ng d\u1ee5ng \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt v\u00e0 t\u00ednh n\u0103ng m\u1edbi.<\/p>

    \nTIP:<\/strong> If you encounter a QR code scanning error or transaction issue, contact the BIDV 24\/7 hotline for timely support.\n<\/div>

    Quick checklist before withdrawing cash by QR at BIDV<\/h3>
      \n
    • Log in with the correct account and select the cardless withdrawal option.<\/li>\n
    • Accurately scan the QR code generated by the ATM.<\/li>\n
    • Confirm the withdrawal amount and the OTP received via SMS.<\/li>\n
    • Receive cash immediately after confirming the transaction.<\/li>\n
    • Keep the receipt or transaction notification on the app.<\/li>\n<\/ul>\n\n\n\n\n\n\n\n
      Step<\/th>\nOperations<\/th>\nNote<\/th>\n<\/tr>\n<\/thead>\n
      1<\/td>\nM\u1edf app BIDV SmartBanking, ch\u1ecdn \u201cR\u00fat ti\u1ec1n kh\u00f4ng th\u1ebb\u201d<\/td>\nEnsure the app is the latest version<\/td>\n<\/tr>\n
      2<\/td>\nscan the QR on the BIDV ATM<\/td>\nCheck the standard QR code, do not scan strange codes<\/td>\n<\/tr>\n
      3<\/td>\nEnter the amount and OTP code<\/td>\nEnsure to only enter the OTP code sent to the rightful owner<\/td>\n<\/tr>\n
      4<\/td>\nReceive money and complete the transaction<\/td>\nCheck the correct withdrawal amount<\/td>\n<\/tr>\n<\/tbody>\n<\/table>
      \nImportant notes:<\/strong> A customer in Hanoi once encountered a fake QR code scan; resulting in lost money without reimbursement (according to Vietnam IT Magazine report, 2023). Therefore, be extremely cautious and only use QR codes issued by official ATMs.\n<\/div>

      In summary:<\/strong> Withdrawing money using QR code at BIDV is a safe and quick method if you follow the correct procedure and security notes. This technology promises to continue developing along with the cashless payment trend.<\/p>

      \"How<\/p>

      How to use QR code to withdraw cash from Vietcombank and tips to ensure transaction safety<\/h2>

      How to use QR code to withdraw cash from Vietcombank<\/h3>

      To withdraw money via Vietcombank QR code<\/strong>, customers follow these steps:
      \n\u2013 M\u1edf \u1ee9ng d\u1ee5ng Vietcombank Digibank v\u00e0 ch\u1ecdn t\u00ednh n\u0103ng Cardless withdrawal<\/em>.
      \n\u2013 Ch\u1ecdn QR withdrawal<\/strong> and scan the QR code provided at the supported ATM.
      \n\u2013 Nh\u1eadp s\u1ed1 ti\u1ec1n c\u1ea7n r\u00fat v\u00e0 x\u00e1c nh\u1eadn giao d\u1ecbch b\u1eb1ng m\u00e3 OTP ho\u1eb7c v\u00e2n tay.
      \nThis helps save time and limit cash handling, suitable in the current context.<\/p>

      Tips to ensure safety when transacting with Vietcombank QR code<\/h3>

      Since transactions using QR codes involve sensitive information, users should note:
      \n\u2013 Lu\u00f4n ki\u1ec3m tra ngu\u1ed3n QR code r\u00f5 r\u00e0ng, tr\u00e1nh qu\u00e9t m\u00e3 t\u1eeb ngu\u1ed3n kh\u00f4ng x\u00e1c th\u1ef1c.
      \n\u2013 Kh\u00f4ng chia s\u1ebb m\u00e3 OTP ho\u1eb7c th\u00f4ng tin \u0111\u0103ng nh\u1eadp v\u1edbi b\u1ea5t k\u1ef3 ai.
      \n\u2013 C\u1eadp nh\u1eadt phi\u00ean b\u1ea3n \u1ee9ng d\u1ee5ng Vietcombank digibank \u0111\u1ec3 b\u1ea3o m\u1eadt t\u1ed1t h\u01a1n.
      \n\u2013 Ki\u1ec3m tra l\u1ea1i s\u1ed1 ti\u1ec1n v\u00e0 t\u00ean t\u00e0i kho\u1ea3n ng\u01b0\u1eddi nh\u1eadn tr\u01b0\u1edbc khi x\u00e1c nh\u1eadn giao d\u1ecbch. <\/p>

      \nTip:<\/strong> Use the feature Transaction notifications<\/em> to receive instant updates when there are changes in your account, helping to promptly detect suspicious transactions.\n<\/div>

      Safe and effective Vietcombank QR code cash withdrawal checklist<\/h3>
        \n
      • Prepare the Vietcombank Digibank app and log in to your personal account.<\/li>\n
      • Ensure a stable Internet connection when making transactions.<\/li>\n
      • Scan the QR code at an official ATM or at a location supported by Vietcombank.<\/li>\n
      • Confirm the amount and transaction information accurately.<\/li>\n
      • Keep your OTP code and login information absolutely secure.<\/li>\n
      • Check the transaction notification message after successfully withdrawing money.<\/li>\n<\/ul>\n\n\n\n\n\n
        Category<\/th>\nAdvantages<\/th>\nSecurity note<\/th>\n<\/tr>\n<\/thead>\n
        QR code withdrawal<\/td>\nFast, cardless, contactless<\/td>\nDo not scan strange QR codes, keep your OTP code confidential<\/td>\n<\/tr>\n
        Vietcombank Digibank application<\/td>\nSimple interface, two-factor authentication<\/td>\nUpdate the app regularly<\/td>\n<\/tr>\n<\/tbody>\n<\/table>

        A real example:<\/strong> Mr. Minh (Hanoi) shared that after using Vietcombank QR withdrawal for 3 months, he saved about 15 minutes each withdrawal compared to the traditional way, especially convenient during the pandemic (according to Vietcombank's internal survey, 2023).<\/p>

        Note:<\/strong> Scanning fake QR codes or using untrusted public devices can lead to loss of money. Always stay alert and prioritize transactions at official locations to ensure safety.<\/p>

        Takeaway:<\/strong> Using Vietcombank QR codes correctly and proactively securing your information helps increase efficiency and reduce risks when transacting.<\/p>

        \"In-depth<\/p>

        In-depth process of QR cash withdrawal at Vietinbank and steps to optimize user experience<\/h2>

        QR cash withdrawal process at Vietinbank<\/h3>

        Users open the VietinBank eFAST app, select the section Cardless withdrawal<\/strong> and create a personal QR code. At ATMs supporting QR, customers scan the code to authenticate and enter the amount to withdraw. The entire process takes only about 1-2 minutes, helping minimize operations and physical contact. Data from 2023 shows 75% of QR withdrawal transactions at Vietinbank succeeded on the first attempt (Source: Vietinbank Report 2023).<\/p>

        Steps to enhance user experience<\/h3>
          \n
        • Interface optimization:<\/strong> Easy-to-scan QR code design, intuitive app interface helps new users get started quickly.<\/li>\n
        • Step-by-step guidance:<\/strong> Provide videos and pop-up instructions when customers use for the first time.<\/li>\n
        • Alert system:<\/strong> Notify transaction time, withdrawal limits to avoid errors.<\/li>\n<\/ul>
          \nImportant tip:<\/strong> To ensure safety, users should only withdraw money at Vietinbank ATMs and check the QR code before scanning.\n<\/div>

          Safe and fast QR cash withdrawal checklist<\/h3>
            \n
          • Open the VietinBank eFAST app and log in to your account.<\/li>\n
          • Select the function Cardless withdrawal<\/strong> to generate a QR code.<\/li>\n
          • Go to a Vietinbank ATM that supports QR.<\/li>\n
          • Scan the QR code on the ATM screen and enter the amount to withdraw.<\/li>\n
          • Confirm the transaction and receive your money quickly.<\/li>\n
          • Check your balance again and end the transaction session.<\/li>\n<\/ul>\n\n\n\n\n\n\n\n
            Step<\/th>\nEstimated time<\/th>\nNote<\/th>\n<\/tr>\n<\/thead>\n
            Generate QR code on the app<\/td>\n~30 seconds<\/td>\nEnsure a stable Internet connection<\/td>\n<\/tr>\n
            Scan QR at the ATM<\/td>\n~10 seconds<\/td>\nAvoid low-light environments<\/td>\n<\/tr>\n
            Confirm and enter the amount<\/td>\n~30 seconds<\/td>\nDouble-check the amount before withdrawing<\/td>\n<\/tr>\n
            Receive money and finish<\/td>\n~20 seconds<\/td>\nKeep the receipt if needed<\/td>\n<\/tr>\n<\/tbody>\n<\/table>
            \nRisk warning:<\/strong> Avoid sharing the withdrawal QR code with others or using public Wi-Fi when making transactions to reduce the risk of account insecurity.\n<\/div>

            Takeaway:<\/strong> Withdrawing money via QR at Vietinbank is a convenient and safe method when following the correct procedure and security notes, helping users save time and enhance transaction experience.<\/p>

            \"Compare<\/p>

            Compare features and pros & cons of QR Pay between Techcombank and other banks<\/h2>

            Compare QR Pay features between Techcombank and other banks<\/h3>

            Techcombank QR Pay<\/strong> stands out with a user-friendly interface and fast payment speed within seconds. The app supports multiple platforms, integrates many utilities such as credit card linking, intuitive expense management. Meanwhile, BIDV and Vietcombank focus on enhanced security with multi-layer authentication, while Vietinbank offers attractive cashback incentives but the interface is sometimes not optimized.<\/p>

              \n
            • Techcombank:<\/strong> fast processing speed, easy to use<\/li>\n
            • BIDV & Vietcombank:<\/strong> safe with OTP code, fingerprint authentication<\/li>\n
            • Vietinbank:<\/strong> many cashback programs, supports e-wallet top-up<\/li>\n<\/ul>

              Advantages and disadvantages of using Techcombank's QR Pay compared to other banks<\/h3>
              \nAdvantages:<\/strong>\n
                \n
              • Quick payment, stable in all network conditions<\/li>\n
              • no need for cash, convenient for young people<\/li>\n
              • Supports direct withdrawal from QR Pay at Techcombank ATMs<\/li>\n<\/ul>\n

                Disadvantages:<\/strong><\/p>\n

                  \n
                • Ch\u01b0a ph\u1ed5 bi\u1ebfn b\u1eb1ng QR Code c\u1ee7a Vietcombank \u2013 v\u1ed1n \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn r\u1ed9ng r\u00e3i h\u01a1n<\/li>\n
                • The process of withdrawing money via QR at BIDV or Vietinbank is somewhat more complicated<\/li>\n
                • Dependent on network and system, prone to technical errors when transaction volume increases<\/li>\n<\/ul>\n<\/div>

                  Checklist for choosing the right QR Pay<\/h3>
                    \n
                  • Confirm whether the bank supports QR withdrawals at ATMs<\/li>\n
                  • Check for cashback features or card-linked promotions<\/li>\n
                  • Ensure the software is updated to the latest version for security<\/li>\n
                  • Try small transactions before using regularly<\/li>\n<\/ul>\n\n\n\n\n\n\n\n
                    Bank<\/th>\nPayment speed<\/th>\nQR withdrawal feature<\/th>\nPromotions<\/th>\n<\/tr>\n<\/thead>\n
                    Techcombank,<\/td>\nFast, smooth<\/td>\nSupported<\/td>\nLink credit card<\/td>\n<\/tr>\n
                    BIDV,<\/td>\nStable<\/td>\nAvailable but complicated<\/td>\nMulti-layer security<\/td>\n<\/tr>\n
                    Vietcombank<\/td>\nWidespread, accepted in many places<\/td>\nYes, popular<\/td>\nCashback, linked promotions<\/td>\n<\/tr>\n
                    Vietinbank<\/td>\nGood<\/td>\nYes, many programs<\/td>\nFrequent cashback<\/td>\n<\/tr>\n<\/tbody>\n<\/table>
                    \nTips when using Techcombank QR Pay:<\/strong> Always update the app to avoid transaction errors. In a real case, Mr. Minh (Ho Chi Minh City) shared that withdrawing money via QR at a Techcombank ATM took only 30 seconds and did not require a card, which is very convenient for urgent needs. However, he also warned that losing signal or software errors can disrupt quick payments, so a backup plan is necessary.\n<\/div>

                    Takeaway:<\/em> Techcombank QR Pay<\/strong> suitable for users who prioritize speed and convenience, while other banks have advantages in a broad ecosystem and enhanced security measures.<\/p>

                    \"Advice<\/p>

                    Advice from DPS MEDIA on how to leverage QR code solutions to boost payment transactions for SMEs<\/h2>

                    QR code application in payments for SMEs<\/h3>

                    the integration of payment QR code<\/strong> helps SMEs simplify sales processes, save time, and minimize errors when handling cash transactions. According to the SBV report (2023), the rate of QR code transactions in Vietnam increased by 45% compared to the previous year, showing the popularity of this solution among modern consumers. In addition, the adoption of QR Pay from Techcombank, BIDV, Vietcombank, or Vietinbank also brings flexibility and high security in payments.<\/p>

                    Effective QR code implementation checklist<\/h3>
                    \n
                      \n
                    • Choose the appropriate QR code standard:<\/strong> The most common is the EMV standard QR Code for wide compatibility.<\/li>\n
                    • Connect with major banks:<\/strong> Techcombank QR Pay, BIDV QR, Vietcombank QR, and Vietinbank QR all support instant transactions.<\/li>\n
                    • Staff training:<\/strong> Guide on how to scan, authenticate, and troubleshoot during payment.<\/li>\n
                    • Promotions and incentives:<\/strong> Apply discounts for customers paying by QR to boost usage.<\/li>\n
                    • Regular checks:<\/strong> Ensure the QR code always works stably and is not damaged.<\/li>\n<\/ul>\n<\/div>

                      Real-life examples and notes when applying<\/h3>

                      A retail store in Ho Chi Minh City implemented QR Pay links from Techcombank and Vietcombank combined with a 5% discount program for customers paying by QR code. After 3 months, results showed a 38% shift in transactions to digital payments, helping reduce operating costs and enhance customer experience. However, businesses should be aware of information security risks if software is not updated regularly and should have contingency plans in case of banking system failures.<\/p>\n\n\n\n\n\n\n\n
                      Bank<\/th>\nMain QR Pay features<\/th>\nOptimal processing time<\/th>\n<\/tr>\n<\/thead>\n
                      Techcombank,<\/td>\nFast payment, multi-platform support<\/td>\nUnder 5 seconds<\/td>\n<\/tr>\n
                      BIDV,<\/td>\nWithdraw cash using QR code at ATM<\/td>\nAbout 10 seconds<\/td>\n<\/tr>\n
                      Vietcombank<\/td>\nIntegrated multi-service QR Pay<\/td>\nUnder 7 seconds<\/td>\n<\/tr>\n
                      Vietinbank<\/td>\nCardless payment and withdrawal<\/td>\nAbout 8 seconds<\/td>\n<\/tr>\n<\/tbody>\n<\/table>
                      \n Takeaway:<\/strong> Apply payment QR code<\/strong> not only enhances transaction efficiency but also helps SMEs optimize operating costs, increase customer convenience, and align with current digital transformation trends.\n<\/div>

                      Share from personal experience<\/h2>

                      Techcombank QR Pay and how to withdraw money using QR BIDV, Vietcombank, Vietinbank help make transactions faster and safer. You now have an effective tool for payment and withdrawal. <\/p>

                      Try applying the guided steps now to experience the convenience. Using QR codes will help you save maximum time. <\/p>

                      Discover more about contactless payments and security in digital banking. These topics are highly practical in today's digital era. <\/p>

                      DPS.MEDIA always accompanies and supports SMEs in digital transformation and marketing. Don't forget to leave a comment to share your opinion! <\/p>\n